Tran: Rule number one was to get advice before things get out of control. So seeing a financial counsellor was one of the best things I did. He said the fact that I talked to him early, before I missed any mortgage payments,meant I was in a strong position to make the most out of a difficult situation.
David Bell: The strategy should be that if you can’t handle the situation yourself,if you don’t have the resources to do it yourself, then seek help straight away. Space – there’s only so much. And when you run out… That’s it. Or is it? What if you cou… Katherine Lane: Get advice and don’t think you only need one lot of advice. As the situation develops you may need advice again.
Karen Cox: There are options at every stage of the processbut there are far more options if you get in and get advice early. Tran: The financial counsellor looked at all my income and expensesand said it was important to know what debts to pay off first and the mortgage was number one. He went through a number of options like negotiating some of my other debts down, like the credit card and the car lease. It was all about being in control, making decisions before someone makes them for you. Seeing the financial counsellor really helped. 21 Exterior Home Design Ideas It took a load off my mind and gave me some ideas of getting myself out of debt. I was too embarrassed to talk about it before but there are lots of people out there with debt problems and services they can go to for help.*phone notification tone*