If you’re the one with the tricky task of organising the family’s incomings and outgoings,here are some tips that may help. Keeping track of all your financial dealings is key. Try setting up a new account and then arrange for all your outgoing bill payments to be debited automatically from it. Then, when you get paid, transfer the amount you need to cover everything. The remainder is what you have left for everyday expenses. Decorating With Garage Sale Finds You could also try labelling your accounts into categories, such as ‘everyday spending,’ ‘holidays,’ ‘house deposit’, and so on. Labels are good for reminding you what’s going where.
If you’re with ASB, you can manage your account names and automatic payments in FastNet Classic Internet banking. Don’t forget to shop around either. Choose one big outgoing a month – such as your power or internet – and see if you can get a better deal.